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🏦 Loans & Investments

EMI, prepayment, FD, RD, SIP, PPF, NPS and interest calculators.

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EMI Calculator

Calculate monthly EMI, total interest and full amortization schedule for home, car or personal loans.

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Loan Prepayment Calculator

See interest saved and tenure cut by a one-time prepayment or extra monthly payment on your loan.

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Loan Comparison Tool

Compare 2–4 loan offers side by side β€” EMI, processing fee, total cost and effective APR.

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Home Loan Eligibility Calculator

Find the maximum home loan you can get based on income, existing EMIs, FOIR, age and property LTV.

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Simple Interest Calculator

Calculate simple interest and total amount by years, months, days or between two dates.

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Compound Interest Calculator

Compound interest with yearly, half-yearly, quarterly, monthly or daily compounding, year-wise table and chart.

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FD Calculator

Fixed deposit maturity for cumulative and payout FDs, with senior citizen rate and TDS estimate.

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RD Calculator

Recurring deposit maturity value with quarterly compounding β€” bank and post office RD.

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SIP Calculator

Mutual fund SIP returns with optional annual step-up, inflation-adjusted value, chart and year-wise table.

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Lumpsum Investment Calculator

Future value of a one-time investment, reverse CAGR calculator and amount needed today for a goal.

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PPF Calculator

PPF maturity at 7.1% with 15-year term, 5-year extension blocks, loan and withdrawal limits, year-wise table.

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NPS Calculator

National Pension System corpus at retirement, 60% tax-free lumpsum, 40% annuity and expected monthly pension.

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Sukanya Samriddhi Calculator

SSY maturity at 8.2% β€” deposits for 15 years, maturity 21 years from opening, year-wise balance by girl age.

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MSME Delayed Payment Interest Calculator

Interest on delayed payment to micro & small enterprises under MSMED Act β€” 3Γ— RBI bank rate, monthly compounding, 43B(h) check.

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Flat vs Reducing Rate Converter

Convert a flat interest rate to its true reducing-balance equivalent (and back) and compare EMIs.

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APR / Effective Interest Rate Calculator

True loan APR including processing fee and charges via IRR, plus nominal ↔ effective rate conversion.

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Inflation / Future Value Calculator

Future cost of today's expenses, today's value of a future amount, purchasing power table and real return.